FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Peoples Security Bank & Trust

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Everyday Checking
Simple, straightforward, and built for your everyday needs. Enjoy FREE Online Banking, FREE Debit Card, FREE Mobile Deposit, Access to 55,000 Surcharge-Free ATMS (Allpoint Network), FREE Credit Monitoring and Zelle®.
  • No monthly minimum balance fee with a recurring direct deposit.
  • Low minimum balance.
  • Unlimited withdrawals.
  • Perfect for those who want a basic account with easy digital access.
MaxEarnings Checking
Earn 5.00% APY on balances up to $10,000.00 when you meet qualifications. Enjoy FREE Online Banking, FREE Debit Card, FREE Mobile Deposit, Access to 55,000 Surcharge-Free ATMS (Allpoint Network), FREE Credit Monitoring and Zelle®.
  • Earn 5.00% APY on balances up to $10,000.00 when you enroll in free online statements, make at least 15 debit card purchases of $5.00 or more, and have at least one direct deposit per statement cycle.
  • No monthly minimum balance fee with recurring direct deposit.
  • Pair with a MaxEarnings Saver Account to earn even more!
MaxEarnings Saver
Earn a higher interest rate when you link to a qualifying MaxEarnings Checking account.A perfect way to watch your balance grow.
  • 3.00% APY on balances up to $24,999.99.
  • Low minimum balance.
  • No monthly minimum balance fee on balances over $25.
  • Free online banking, mobile banking, and electronic statements.
Online Savings
Get more for your money with our high-yield savings account—available exclusively online. Best for savers who prefer higher earnings, easy access, and the convenience of banking anytime, anywhere.
  • 3.00% APY
  • No monthly minimum balance fee on balances over $100.
  • U.S. based virtual bankers available to assist you.
  • 24/7 online access to funds with online & mobile banking.
  • Balance is FDIC insured up to the allowable limits.
Personal Money Market
Grow your savings with flexibility and higher returns. Our Personal Money Market Account offers competitive, tiered interest rates and convenient access to your funds
  • Earn more on your balance with competitive, tiered interest rates.
  • Open with a minimum deposit of $2,500.
  • Enjoy up to 10 withdrawals each statement cycle.
Relationship Money Market
Build on your PSBT relationship and earn more. With a Relationship Money Market account, you’ll receive premium rates when you pair it with an active PSBT checking account.
  • Relationship rate boost with an active PSBT checking account.
  • Open with a minimum deposit of $2,500.
  • Enjoy up to 10 withdrawals each statement cycle.
Pick Your Term CD Specials
Choose the term that fits your goals and lock in a guaranteed return with a Peoples Security Bank & Trust Certificate of Deposit (CD).
  • 3.85% APYfor 6, 9 or 12 Month Term
  • 4.00% APYfor 18 or 24 Month Term
  • $5,000.00 minimum opening deposit
  • New Money Only
6 Month CD
Online Savings – New Customer Special
Welcome offer for new customers: earn a higher introductory interest rate for the first 6 months on this high-yield savings account!
  • 3.35% promotional interest rate for the first 6 months
  • 3.21% APY over the first 12 months
  • No monthly minimum balance fee on balances over $100.
  • 24/7 online access to funds with online & mobile banking.
  • Balance is FDIC insured up to the allowable limits.